Terms & Conditions

1. Acceptance of Terms

By accessing or using Calczia, you confirm that you're at least 13 years old and agree to be bound by these Terms. If you don't agree, please don't use the website.

2. What Calczia Provides

Calczia provides a collection of free online calculators for informational and educational purposes. Our tools cover areas including (but not limited to):

• Personal finance (income tax, salary, EMI, savings)
• Health and fitness (BMI, BMR, calorie needs)
• Crypto and trading (P&L, percentage gain/loss)
• Academic and everyday math (CGPA, percentage, age, discount)

4. Accuracy of Results

We make every effort to ensure our calculators are accurate and based on correct formulas and up-to-date data (such as current tax slabs). However:

• Results are provided 'as is' without any warranty of accuracy or completeness.
• Calczia is not liable for any loss, damage, or incorrect decision made based on our calculator outputs.
• Tax rates, regulations, and formulas may change. Always verify critical numbers with official sources like the Income Tax Department of India (incometax.gov.in) or the GST Council.

5. Use of the Website

You agree to use Calczia only for lawful purposes. You must not:

• Attempt to reverse-engineer, copy, or scrape our calculators or code
• Use automated bots or scripts to access the website in a way that places excessive load on our servers
• Misrepresent or falsify results from our calculators
• Use the website in any way that violates applicable Indian or international laws

6. Intellectual Property

All content on Calczia — including calculator logic, design, text, and code — is the intellectual property of Calczia. You may not copy, reproduce, or distribute it without explicit written permission.

You are welcome to share links to our calculators freely.

7. Third-Party Links and Ads

Calczia may display advertisements and/or links to third-party websites. We are not responsible for the content, accuracy, or practices of those third parties. Clicking on ads or external links is at your own discretion.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Calczia and its founder shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website or reliance on its outputs.

9. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be reflected on this page with an updated date. Continued use of Calczia after changes are posted constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of India. Any disputes arising from the use of Calczia shall be subject to the jurisdiction of the courts in Bengaluru, Karnataka.

11. Contact

For any questions regarding these Terms, please reach out:

• Website: calczia.com/contact
• Email: support@calczia.com