Crypto Profit & Loss Calculator India — Calculate Returns in INR | Calczia

Calculate your cryptocurrency profit or loss in INR. Enter buy price, sell price & quantity for instant P&L, ROI%, and tax liability estimate. Built for Indian crypto investors.

Tax Summary

Tax Payable: ₹6,000

A flat 30% tax applies on all virtual digital asset (VDA) gains under Section 115BBH. Losses cannot be offset.

Total Purchase Cost₹80,000
Total Sale Value₹1,00,000
Net Capital Gains₹20,000
Flat 30% Income Tax-₹6,000
1% TDS (withheld)-₹1,000
Net Take-home Payout₹99,000
Net Realized Profit₹14,000

Formula & Calculation

Crypto Tax = 30% * (Sale Value - Acquisition Cost) + 1% TDS (under Sec 194S)
  • Acquisition Cost: Total purchase price of virtual digital assets (VDA) or crypto.
  • Sale Value: Total value of crypto received on transfer.
  • 30% Tax: Flat income tax on realized gains (no offset of losses allowed in India).
  • 1% TDS: Tax deducted at source under Section 194S.

How to Use

  1. Enter acquisition cost per unit and quantity of VDA traded.
  2. Enter target selling price per unit.
  3. Check the flat 30% tax liability on positive gains.
  4. Inspect the 1% TDS withheld value on total sales.

Bought Bitcoin at ₹28 lakh and it's now trading at ₹67 lakh? Or bought an altcoin that crashed 40%? Whatever your situation, Calczia's Crypto Profit & Loss Calculator gives you the exact numbers — profit or loss in INR, percentage return, and an estimate of your tax liability under Indian crypto tax rules.

This calculator is designed for Indian retail crypto investors and traders using platforms like WazirX, CoinDCX, Mudrex, and Binance.

How Crypto Profit Is Calculated

Profit = (Sell Price – Buy Price) × Quantity. ROI % = ((Sell Price – Buy Price) / Buy Price) × 100.

Example: Bought 0.05 BTC at ₹28,00,000 per BTC. Current price ₹67,00,000. Profit = (67,00,000 – 28,00,000) × 0.05 = ₹1,95,000 profit. ROI = (39,00,000 / 28,00,000) × 100 = 139.3% return.

Crypto Tax in India — Flat 30% Rule

Under Section 115BBH of the Income Tax Act, all gains from Virtual Digital Assets (VDAs) in India are taxed at a flat 30% (plus surcharge and cess), regardless of how long you held the asset. There is no long-term capital gains benefit for crypto.

Additionally, losses from one crypto cannot be offset against gains from another. Our calculator factors this in to show your estimated post-tax profit.

Common Mistakes Indian Crypto Investors Make

  • Forgetting to include platform fees in the cost basis
  • Not accounting for TDS already deducted by the exchange
  • Assuming crypto losses can offset other income (they cannot)
  • Calculating profit in USD instead of INR for Indian tax purposes

Frequently Asked Questions

What is the tax on crypto profits in India?

Crypto profits in India are taxed at a flat 30% rate under Section 115BBH, plus 4% health and education cess. The effective tax rate is 31.2% with no deductions allowed except cost of acquisition.

How is crypto profit calculated in INR?

Profit = (Selling Price in INR – Buying Price in INR) × Quantity. Use Calczia's calculator to get instant P&L and estimated tax.

Can crypto losses be set off against other income in India?

No. Under Indian tax law, losses from VDA (crypto) cannot be set off against any other source of income, and cannot be carried forward either.

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